NEFE Tools

Whether you teach youth, working adults, or those reaching retirement, NEFE tools can help you provide the information your audience needs. From the NEFE High School Financial Planning Program® and Spendster (geared toward young adults) to Smart About Money (for adults at various life stages) and My Retirement Paycheck, these NEFE tools and others provide a range of information geared to the communities you help. In addition, the NEFE Financial Education Evaluation Toolkit® helps you gauge and improve the effectiveness of the programs you teach. All NEFE tools and resources are free.

NEFE Tools


CashCourse® is student’s real-life guide to taking charge of their money. CashCourse’s online personal finance tools help college students build real-life-ready financial skills. Students at more than 900 colleges and universities across the country use CashCourse, because it’s easy to use, has no commercial ties and is free!

If you are a college or university and want more information about enrolling in CashCourse, visit
If you are a student or nonprofit organization, you can start using CashCourse today by going directly to and creating your own account.

Life Values Quiz:

The Life Values Quiz is based on academic research and reveals what’s behind a person’s financial decisions. Use this tool to learn what influences and motivates your audiences’ financial decision making and then tailor your teaching to reflect their values.

My Retirement Paycheck:

My Retirement Paycheck is a one-stop spot for information about retirement decisions. The site outlines a full range of interrelated decision areas and shows people how to stretch their retirement income, regardless of how much they’ve saved.

NEFE Financial Education Evaluation Toolkit®:

The NEFE Financial Education Evaluation Toolkit is an innovative measurement tool that helps you measure the effectiveness of financial education programs. With this tool, you can customize pre- and post-teaching surveys to maximize your audience’s learning.

NEFE High School Financial Planning Program® (HSFPP):

NEFE’s High School Financial Planning Program is turnkey curriculum with training support that has reached nearly 8 million students to date. This program guides students to take action and increase their financial I.Q.

Retirement TLC:

Looking to increase employee participation in your retirement plan? NEFE’s Retirement TLC can help your HR department achieve this goal! Based on research conducted at Dartmouth College and funded by NEFE, the toolkit includes multiple resources to help your HR department increase employee participation, including fliers and videos.

Smart About Money:

Smart About Money is a free unbiased resource where you can find in-depth personal finance courses, articles, calculators and tips to help you manage your money through life's ups and downs.


This website allows users to upload and view videos and join online conversations with other site users about how much money they’ve wasted and how it could have been put to better use. Spendster includes videos, articles, tools and resources for consumers.

On Your Own:

On Your Own is a blog created to help people who are just starting out on their own financially. From lessons learned with real people and interviews with experts to money tips, strategies, and options, On Your Own supports young people on their paths to financial independence.

Case Management Tools

Case Management Tools are designed to empower case managers who are helping clients, both individuals and families - achieve their financial stability. Case managers assess a client’s current financial situation, while offering suggestions to improve skills, and providing encouragement and evaluation of progress. This section will give case managers the support they need.

Case Management Tools Descriptions

Blueprint for Community-Based Financial Education

The Blueprint provides a foundation for nonprofit executives, case managers, and counselors to build a strategic approach for financial education programs that easily can be tailored to the unique needs in any community. The Blueprint provides guidance for assessing client needs, choosing a curriculum, working with partners and volunteers, sustaining the program, and measuring its impact.

Managing My Money

This site shows how understanding money options and making simple changes can put an individual, whether client or case manager, on a path toward reaching goals and building a solid financial future. The website emphasizes making use of employer-provided benefits: exploring unique savings options, such as individual development accounts; and managing housing expenses.

Smart About Money

Smart About Money is a free unbiased resource where people can find in-depth personal finance courses, articles, calculators and tips to help them manage their money through life's ups and downs. Counselors or coaches can find valuable resources to use during — or as a supplement — to client sessions and can use SAM to help provide a framework for their interactions with clients.

Your Spending, Your Savings, Your Future

Money management skills are important for everyone - through every stage of life. It is always possible to improve your financial condition and move beyond money missteps. Your Spending, Your Savings, Your Future can be used by clients and case managers/coaches alike to develop stronger financial behaviors by taking a steady, consistent approach to spending, saving, and planning.

Khan Tutorials

The Khan Academy provides several dozen finance tutorials, ranging from three to 15 minutes in length. In an easy-to-understand format, these videos explain the basics behind several personal finance topics, such as inflation, taxes, and compound interest. Instructors can use these videos to supplement workshop preparation, to assign to participants as “homework,” or to share in a workshop as an additional instructional aid.

Here is a complete list of the featured Khan tutorials.

The following links are the content of the Khan Academy. All Khan Academy content is available for free at; NEFE is not associated or affiliated with the Khan Academy.

Additional Resources

The Outside Resources section gathers helpful online financial education information from several sources. provides general financial information, current articles, an Ask the Expert interactive section, worksheets, and calculators that address typical money-management issues.

The Jump$tart Coalition Clearinghouse is sponsored by a coalition of organizations dedicated to fostering the financial literacy of K-12 and college students. The clearinghouse provides a collection of online financial education resources for teachers, parents, caregivers, and anyone committed to fostering increased financial education for students.

The website provides money-management information, calculators, worksheets, and checklists from 22 federal entities dedicated to improving financial literacy for families, military, teachers, retirees, financial education providers, and employers.