NEFE’s Financial Workshop Kits program will be retiring on Sept. 12, 2019. Please download any workshop materials before that date as this website will no longer be available. For more resources and tools to deliver financial education in your community, visit

Money Management for Adult Learners

Money Management for Adult Learners: Ways to Affordable Continuing Education

Adult learners and nontraditional students may be discouraged by the thought of paying for school and handling the workload along with their other financial, family, and community responsibilities. This workshop kit will empower these students to further career goals through college or other forms of continuing education. This workshop covers two interconnected topics: Managing money and paying for college. Once participants learn the tools to manage money (such as using a spending plan and saving for goals), they can explore how to pay for a college education and gain the confidence to start making solid plans for the future.

Workshop Materials

You must agree to the terms of the Content License Agreement below to access the materials. Once the materials are downloaded, they may be used as-is or customized to best meet your needs.

Each kit provides workshop facilitators with the materials needed to run a workshop straight out of the box, or the choice to adapt any of the detailed presentations, scripts or learner action plans to suit their unique audience’s needs. Here is what you can find in each workshop.

A Presentation

Display these PowerPoint slides during your presentation to keep the workshop engaging and on track.

A Script

Consult the script for tips on how to prepare for your workshop, what your primary talking points will be, and follow-up resources.

Activities and Info Sheets

Guide your workshop participants through the hands-on activities and informational sheets to bring the financial skills to life.

Related Resources

Find additional suggested resources that can help round out your educational offerings.


The FAQ section for each workshop can help answer your questions about working with your intended audience.


Who is the target audience for this workshop?

This workshop is for adults seeking to further their education in order to meet career goals. Although this is not a homogenous group, they are likely over the age of 25 and juggling a job and family. You may have an Iraq war veteran, a mother who just sent her youngest child to first grade, a middle-age manager in a declining industry, a hospitality worker looking for advancement, and an immigrant driving a taxi while working towards a medical license in the United States. The one thing the participants have in common is a desire to go back to school to improve their lives. You will help them with one step of that process: Managing money to pay for school.

What assumptions should I make about the financial knowledge of the participants?

In general, these participants are adults who have held jobs, lived on their own, and maybe supported a family. Therefore, they likely have basic money management skills. However, some of your audience may be legal immigrants from cultures that do not trust banking institutions. In addition, you may have many hospitality and seasonal workers who are dealing with variable incomes. During the introductions, find out what each person does and why they are attending the workshop. Then, feel free to tailor the content to the audience.

Do I need to be a financial aid expert to lead this workshop?

You will want to be familiar with the basic types of financial aid available and the overall process of applying for financial aid. You can learn about this at the Federal Student Aid website ( However, you need only provide general guidance as each participant will need to research the aid available for his or her particular financial situation and career goals.

Will I be able to relate to this audience if I have not been an adult learner myself?

This audience is taking steps towards a better life through continuing education. They have signed up for this workshop with the realization that improving their money management skills will help them achieve their goals. You can empower them, provide basic financial resources, , and cheer them on, regardless of your personal education and career experience.

What is the best way to prepare for this workshop?

Familiarize yourself with all the presentation materials, including the script and worksheets. Then, review the National College Transition Network’s College for Adults website ( to see what steps adult learners need to take, what challenges they face, and the types of support available. Remember, you are there to inspire participants to learn to manage their money in order to make a return to college possible. You are not there to provide individual career or financial aid counseling.

What if one person dominates the discussion?

Before conducting the workshop, practice a few lines that you could use spontaneously to limit someone from dominating the discussion. For example, if one person is going on too long about his or her situation, you could say, “I appreciate your input and participation, but I am concerned about the time and we have some other topics to cover.” If one person is asking the majority of the questions, look for someone who has not asked a question and direct a query to her or him.

Family Money Skills

Help low-literacy families gain the critical life skills needed to make smart financial choices.

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Money Management for Adult Learners

Help adult learners identify ways to make continuing education an affordable way to better their life.

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Rebuilding Financially After Domestic Violence

Help domestic violence victims build a financial foundation and make plans for the future.

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Working Women

Designed to give newly-employed women basic information on how to make sound financial decisions.

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