NEFE’s Financial Workshop Kits program will be retiring on Sept. 12, 2019. Please download any workshop materials before that date as this website will no longer be available. For more resources and tools to deliver financial education in your community, visit

Jumpstart Saving On a Limited Budget

Jumpstart Saving On a Limited Budget

Living on a limited budget transcends age groups and life stages. From young adults to retirees, all can experience the challenges of living with modest incomes or low levels of disposable income. Yet having less money available does not mean the goal to save money toward a more secure financial future is out of reach; it simply may take more time or require a more creative approach to attain. This Financial Workshop Kit will teach participants how taking small steps and developing a regular and continual pattern of savings can lead to greater long-term financial stability and well-being.

Workshop Materials

You must agree to the terms of the Content License Agreement below to access the materials. Once the materials are downloaded, they may be used as-is or customized to best meet your needs.

Each kit provides workshop facilitators with the materials needed to run a workshop straight out of the box, or the choice to adapt any of the detailed presentations, scripts or learner action plans to suit their unique audience’s needs. Here is what you can find in each workshop.

A Presentation

Display these PowerPoint slides during your presentation to keep the workshop engaging and on track.

A Script

Consult the script for tips on how to prepare for your workshop, what your primary talking points will be, and follow-up resources.

Activities and Info Sheets

Guide your workshop participants through the hands-on activities and informational sheets to bring the financial skills to life.

Related Resources

Find additional suggested resources that can help round out your educational offerings.


The FAQ section for each workshop can help answer your questions about working with your intended audience.


What is the best way to prepare for this workshop?

After you read the script, slide presentation, activities, and info sheets, do some research on the typical challenges faced by those with low incomes today.

Next, research how some people have risen above the challenges of low income to live prosperous lives, which may reflect as much about mindset than simply a certain income level.

How can I be most effective as a workshop facilitator?

Make the workshop interactive and fun. The more you share about your personal experiences, and the more you allow others to share, the more interesting and real the information becomes.

What if one person dominates the discussion?

Before conducting the workshop, practice a few lines that you can use to limit someone from dominating the discussion. For example, if one person is going on too long about his or her situation, you could say, “I appreciate your input and participation, but I am concerned about the time and we have some other topics to cover.” If one person is asking the majority of the questions, look for someone who has not asked a question and direct a query to her or him.

Family Money Skills

Help low-literacy families gain the critical life skills needed to make smart financial choices.

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Money Management for Adult Learners

Help adult learners identify ways to make continuing education an affordable way to better their life.

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Rebuilding Financially After Domestic Violence

Help domestic violence victims build a financial foundation and make plans for the future.

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Working Women

Designed to give newly-employed women basic information on how to make sound financial decisions.

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