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Retirement Series: Managing Savings and Investments

Retirement Series: Managing Savings and Investments : Informed Retirement Decisions

This workshop primarily is intended for adults in their 50s and early 60s who are thinking ahead to retirement. Workshop participants are planning when to end full-time work, and they may be uncertain or unaware of how to manage savings and investments to utilize as a source of income during retirement. The decisions they make about managing their savings and investments can have a long-term impact on their retirement paycheck.

Retirees may enter their retirement years with a variety of savings and investment accounts they have created during their work life. Analyzing the lifestyle one wants in retirement, along with the types of savings and investment accounts owned, can help participants identify strategies to utilize the accounts in ways that minimize income tax exposure and help assets last longer. By sharing tools and resources during this workshop, you will guide participants to apply tactics that will give them more confidence to intentionally manage and utilize their financial assets throughout retirement in a manner that gives peace of mind for long-term financial security.

The information presented focuses on guiding participants to predetermine how financial assets will be utilized during retirement through intentional drawdown and liquidation decisions. Also, this workshop directs participants to credible resources for questions they may have when seeking investment advice or assistance with financial services.

The following topics are addressed in the Informed Retirement Decisions: Managing Savings and Investments workshop:

  • Ways that savings and investment assets become income streams during retirement
  • Intentional drawdown of financial assets during retirement
  • Where to go for credible help for investment advice or financial services

Workshop Materials

You must agree to the terms of the Content License Agreement below to access the materials. Once the materials are downloaded, they may be used as-is or customized to best meet your needs.


The PowerPoint presentation is customizable and can help you facilitate a discussion about retirement decision making for your participants.

Download a facilitator guide that will lead you through your presentation.

The Workshop Packet includes an Action Plan for participants as well as worksheets, handouts, scenarios, activities and other resources referred to throughout the workshop.

Feeling unsure about your presentation? FAQs will help answer your questions about working with your intended audience.

FAQs

Who will be attending the workshop?

This workshop primarily is intended for adults in their 50s and early 60s who are thinking ahead to retirement. Workshop participants are planning when to end full-time work, and they may be uncertain or unaware of how to manage savings and investments to utilize as a source of income during retirement. The decisions they make about managing their savings and investments can have a long-term impact on their retirement paycheck.

What are the learning outcomes of this workshop?

Participants will use what they learn in this workshop to utilize their savings and investments as a source of income during retirement. They will demonstrate achievement of the competency by outlining an intentional strategy for making the most of their financial assets to fill income gaps during retirement, including sequencing asset liquidation and planning contingencies for economic hardships or market fluctuations.

Participants will address the following learning objectives as they master the competency:

  • Identify ways that savings and investment assets become income streams during retirement.
  • Discuss strategies to intentionally drawdown and liquidate financial assets throughout retirement.
  • Explore sources of credible help when seeking investment advice and financial services.

How will I know that participants have achieved the target outcomes?

Participants will know that they have achieved the target learning outcome when they have done the following:

  • Estimated expenditures during retirement to predict income needs.
  • Inventoried current financial assets to predict the value of funds that will be available during retirement.
  • Outlined a long-range, diversified investing and saving strategy to receive a steady, somewhat predictable, income stream throughout retirement taking into consideration income tax liability, inflation predictions, and market fluctuations.
  • Matched financial assets to cover specific types of expenditures during retirement.
  • Determined viable options for how investment proceeds and savings funds are used and for what purpose.
  • Outlined an intentional asset liquidation sequence aiming to retain sufficient funds throughout retirement.
  • Established criteria for selecting financial services and sources of investing advice.

Can I share my own experiences during this workshop?

When it comes to talking about money, sharing your own successes and challenges will make the workshop much more engaging — and valuable — for participants. It makes the points you’re discussing come alive, reassures them that they are not alone in having questions and concerns, and encourages them to share their own experiences, which can be equally valuable to other participants.

Keep in mind that participants may feel self-conscious about their financial situation or some of the choices they’ve made, so include a statement in your opening that these workshops are a judgment-free zone and that there is no single right or wrong answer — it depends on the person’s situation and values. The aim of this workshop is to empower individuals to make decisions that work for them and align with their values and needs, which might not look like everyone else’s.

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