Caring for Children with Disabilities

Caring for Children with Disabilities: The Financial Side

There are seven million children with special needs in the United States and their parents face a unique combination of financial challenges. Not only must they meet the day-to-day stresses and expenses of caring for a child with a disability as well as plan for that child’s lifetime-care needs, they also must provide for the financial needs of the rest of the family. This workshop helps you teach such topics as organizing financial records, managing money, preparing income taxes, and dealing with estate planning.

Workshop Materials

You must agree to the terms of the Content License Agreement below to access the materials. Once the materials are downloaded, they may be used as-is or customized to best meet your needs.

Each kit provides workshop facilitators with the materials needed to run a workshop straight out of the box, or the choice to adapt any of the detailed presentations, scripts or learner action plans to suit their unique audience’s needs. Here is what you can find in each workshop.

A Presentation

Display these PowerPoint slides during your presentation to keep the workshop engaging and on track.

A Script

Consult the script for tips on how to prepare for your workshop, what your primary talking points will be, and follow-up resources.

Activities and Info Sheets

Guide your workshop participants through the hands-on activities and informational sheets to bring the financial skills to life.

Related Resources

Find additional suggested resources that can help round out your educational offerings.


The FAQ section for each workshop can help answer your questions about working with your intended audience.


Is this program for children with disabilities or for families/caregivers of children with disabilities?

This workshop is for families/caregivers of children with disabilities or special needs. It focuses on planning for the financial future of the child. As opposed to serving adults with disabilities, this workshop is specifically for the caregivers of children with disabilities and concentrates on providing participants with a basic knowledge of key disability issues, giving participants tools to create their own action plan, and pointing participants in the right direction to get more detailed information.

Since I’m not disabled, will I still be able to deliver a helpful presentation to an audience of parents and caregivers of children with disabilities? Because of who I am, will they be interested in listening to what I have to say during my presentation?

Families living with disabilities typically do not like to be treated any differently than anyone else, and they’ll probably extend you the same courtesy. You are presenting to this group because of your financial expertise, and they are attending the course because they want to learn. Try to worry less about the audience’s circumstances, and focus your efforts more on your presentation and you’ll see that this group is as attentive as any other you’d encounter.

What kind of financial benefits do disabled children and their families receive?

Typically disabled children receive Social Security Disability Insurance and Social Security Income from the government. There are also other local groups that may provide additional financial assistance. More resources about this and particular states can be found in the resource section of the presentation or from the local group you are working with.

Are there specialized financial tools that are commonly used with children with disabilities that I should know about?

Two of the more commonly used tools are the special needs trust and conservatorship (guardianship). A special needs trust allows participants to properly transfer savings to their child without jeopardizing his or her ability to receive government benefits. Conservatorship is a legal arrangement in which a participant or a trusted adult they select is given the right to make decisions for their child. More information on these tools and many others are included in the facilitator’s presentation.

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